Frequently Asked Questions

To buy a property, you typically need: PAN Card, Aadhaar Card, Address Proof, Income Proof (salary slips/ITR), Bank Statements (6 months), Passport-size photographs, and existing loan statements if any.

RERA (Real Estate Regulatory Authority) is a regulatory body that protects homebuyers. RERA registration ensures the project is legally approved, funds are used properly, and timely delivery is monitored. Always buy RERA-registered properties.

Typically, you need to pay 10-20% of the property value as down payment. The rest can be financed through a home loan. Some developers offer flexible payment plans with lower initial payments.

Additional costs include: Registration charges (5-7%), Stamp duty (5-7%), GST (5% for under-construction), Legal fees, Brokerage (if applicable), Maintenance deposit, and Parking charges.

Home loan interest rates currently range from 8.5% to 9.5% depending on the bank and your credit profile. Rates are subject to change based on RBI policies.

EMI is calculated using the formula: EMI = P ?? r ?? (1 + r)^n / ((1 + r)^n - 1), where P is principal, r is monthly interest rate, and n is tenure in months. Use our EMI calculator for quick estimates.

Real estate remains a solid investment due to: Tangible asset ownership, rental income potential, capital appreciation, tax benefits, and hedge against inflation. Location choice is crucial for returns.

Gurgaon properties have historically appreciated 8-12% annually. Rental yields range from 2-4%. New sectors like Dwarka Expressway and SPR show higher appreciation potential.

Verify: Title deed chain, Encumbrance certificate, Approved building plans, RERA registration, NOCs from authorities, and Property tax receipts. Always hire a lawyer for due diligence.

An Encumbrance Certificate (EC) is a document that certifies the property is free from any legal or monetary liability. It shows the history of all transactions on the property.