Services › Home Loan Advisory

Home Loan Advisory

We compare banks for you, negotiate the rate, and chase the paperwork — at zero cost to you.

What we do

The difference between a good and a bad home-loan deal is often 0.3–0.5% in interest — which on a ₹50 lakh loan over 20 years is several lakhs of rupees. Banks won't tell you their competitor has a better offer; we will.

We work with major banks and NBFCs lending in the Gurgaon/Sohna market. Because we know which lender is aggressive in which project (and which projects are on approved lists), we can usually get you sanctioned faster and cheaper than walking into a branch. Our fee comes from the bank, not from you.

Best Rate Hunting

We pit lenders against each other so you don't have to.

Eligibility First

Know exactly what you can borrow before you shortlist homes.

Documentation Done

Pickup and submission of documents from your doorstep.

Zero Fee

Our commission comes from the lender. You pay nothing extra.

How it works

  1. Tell us your budget

    Income, existing EMIs and the property you're considering (or just your target budget).

  2. Get lender options

    A comparison of 3–4 realistic offers: rate, processing fee, sanction speed, quirks.

  3. Pick and apply

    We prepare and submit the file, and follow up with the bank until sanction.

  4. Disbursement support

    We coordinate between builder/seller and bank so disbursement doesn't stall your deal.

Frequently Asked Questions

Do you charge anything for loan advisory?

No. Banks pay channel partners a standard fee on successful disbursement, which is how we are compensated. Your rate is not affected — in fact we routinely negotiate rates below the walk-in offer.

Can you help with a balance transfer of an existing loan?

Yes. If your current rate is more than ~0.5% above prevailing rates, a balance transfer usually pays for itself. We run the numbers first and tell you honestly if it isn't worth it.

I'm self-employed — can I still get a good rate?

Yes, but lender choice matters much more. Some banks price self-employed profiles harshly while others don't. This is exactly where an advisor who knows lender policies saves you money.

Check your best rate

Free comparison — no effect on your credit score.

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